Card fit planner
Card fit planner
Rank this site’s reviewed U.S. card set against the spending and benefits you actually expect to use.
Fit, not approval odds.
This planner compares only the reviewed cards already in Points & Status. It does not predict approval, credit limits or personalized offers. Category eligibility and caps still come from issuer terms.
Modeled annual fit
Enter your pattern
The ranking will use the reviewed earning fields and your point-value assumption.
Other spend is modeled at the card’s base earn rate. Complex travel categories, credits and caps are not silently valued; review the details before choosing.
Reviewed set
Best fit under your assumptions.
Welcome offers are deliberately excluded from the fit score. A one-time bonus should not make a poor long-term card look like the best ongoing fit. Interest, debt, taxes and credit-history effects are outside this rewards model.